AalRiskComplyIQ
Systems operational
ComplyIQ — Compliance Intelligence Platform

An AI analytical framework
for compliance teams

ComplyIQ applies regulatory logic to submitted customer data consistently and at speed — so analysts spend their time on analysis and decisions, not on data assembly. The data infrastructure underneath remains your existing investment. ComplyIQ is the reasoning layer on top.

How the operational mode works
👤
1. Submit
Analyst submits a customer or scenario — structured form or free-text description of a case
⚙️
2. Agents activate
Relevant agents run simultaneously, each applying its regulatory framework. Tool calls are visible — the analyst sees the reasoning, not just the conclusion
📋
3. Assessment returned
Risk verdict, ranked flags, regulatory obligations, and recommended next action — consistent format every time
4. Analyst decides
Approve, refer, or decline. ComplyIQ structures the information — the decision and accountability remain with the analyst
What we have built
🏛️
Compliance Agents
Seven compliance agents — operational and audit mode
Each agent applies its domain regulatory framework to a submitted customer profile or scenario and returns a structured assessment. All seven run simultaneously in the screening workbench. Each agent also has a standalone operational mode with preset scenarios for deeper case analysis.
👤 KYC — identity, documents, PEP
📊 AML — transaction risk, typology
🚫 Sanctions — OFAC, UN, EU, HMT
🏛️ KYB — entity, UBO, jurisdiction
🔎 Fraud — identity, synthetic
🏴 CTF — terrorist financing, FATF
📄 Regulatory Reporting — SAR, STR, CTR filing obligations
🔴
Digital Assets Agent
Specialist agent for virtual asset compliance
A dedicated agent for the full digital asset financial crime risk spectrum. Eight compliance tools covering VASP due diligence, on-chain screening, Travel Rule, DeFi, NFT risk, sanctions on-chain, transaction patterns, and case logging. Includes a 16-question audit module. Reflects all major regulatory developments through July 2026.
FATF R.15/16 OFAC Virtual Currency EU MiCA GENIUS Act 2025 BMA DABA Bermuda CARF 2026 SEC-CFTC joint framework Tornado Cash Van Loon ruling
What works today
Seven compliance agents — screening workbench and audit tool
Digital Assets agent — 8 tools, 13 preset scenarios, audit module
Customer screening workbench — 7 agents running simultaneously
All regulatory reasoning current as of July 2026
What comes next
Live sanctions list feeds — ComplyAdvantage, Refinitiv
Blockchain analytics integration — Chainalysis, Elliptic, TRM
Identity document verification — Onfido, Jumio
Case management system integration
Working prototype — July 2026. All regulatory reasoning, agent workflows, and audit tools are fully functional. The platform reasons from submitted data using current regulatory frameworks. Integration with live data sources — sanctions list feeds, blockchain analytics, identity document verification — is the next development phase. The analyst’s judgment and regulatory accountability remain unchanged: ComplyIQ structures the assessment, the analyst makes the decision.
📋
Compliance program audit
Seven compliance agents include a companion audit tool
Designed for two use cases: an internal compliance team assessing their own program before a regulatory examination, or a consultant conducting a third-party review. Each audit covers 10–16 structured questions. Claude assesses each answer against the relevant regulatory benchmark — EU AMLD, FATF, FinCEN, FCA, MiCA — on request. Generates a structured report with executive summary, critical gaps, strengths, and five prioritized recommendations.
10–16 questions per agent Scored 0–3 per question Claude regulatory assessment on request Structured audit report generated
← Compliance suite
Customer Screening Workbench

Submit a customer for
risk screening

Five compliance agents run simultaneously — identity, sanctions, AML, fraud, and entity due diligence. Results in seconds.

👤
Identity information
Core fields
📄
Identity documents
Upload for verification
📷
ID front
JPG, PNG or PDF
📄
ID back
JPG, PNG or PDF
🥖
Selfie / photo
JPG or PNG
💰
Financial profile
Risk context
💼 Employment
🏛️ Business
📈 Investments
🥇 Inheritance
🏠 Property
••• Other
Politically Exposed Person (PEP)
Self-declaration
Ready to screen
Compliance Agents · KYC · Sanctions · AML · Fraud · KYB · CTF · Reg Reporting
CASE REF-0000000
Screening in progress…
Five compliance agents running — results populating below
👤
KYC
Running…
Identity verification
🚫
Sanctions
Queued
List screening
📊
AML
Queued
Risk profiling
🔎
Fraud
Queued
Integrity check
🏛️
KYB
Queued
Entity due diligence
🏴
CTF
Queued
Terrorist financing
📄
Reg Reporting
Queued
SAR / CTR obligations
0 / 7 complete
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Risk
--
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⚠️Manual Review Required
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Risk flags summary0 flags
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# compliance-digital-assets
Digital Assets
🔴📈
Digital Assets Compliance Agent
VASP · Blockchain analytics · Travel Rule · OFAC on-chain · DeFi · NFT · Mixer detection · MiCA · FinCEN · FCA
🔴
Digital Assets Agent
I am your Digital Assets compliance agent. I cover the full spectrum of virtual asset financial crime risk across all major regulatory frameworks.

What I assess:
· VASP due diligence — registration status, MiCA authorization, FCA/FinCEN compliance, scope gaps
· Blockchain analytics — wallet screening, on-chain exposure, hop analysis, darknet/ransomware links
· Travel Rule — FATF R.16 compliance, unhosted wallet verification, counterparty VASP assessment
· DeFi risk — VASP status under FATF guidance, governance token control, smart contract risk
· NFT risk — wash trading detection, high-value layering, marketplace KYC gaps
· Sanctions on-chain — OFAC designated addresses, Lazarus Group, Garantex, Tornado Cash
· Transaction patterns — mixer/tumbler usage, chain-hopping, peel chains, privacy coin conversion

Frameworks applied: FATF R.15/R.16, OFAC Virtual Currency, EU MiCA (July 2026 enforcement), EU TFR, GENIUS Act (2025), FinCEN PPSI NPRM (April 2026), CARF (2026), SEC-CFTC joint framework (March 2026), FCA MLR 2017, NYDFS, MAS PSA, JFSA, BMA/DABA (Bermuda)

Key 2025-2026 updates: Tornado Cash delisted from OFAC SDN (March 2025) following Fifth Circuit Van Loon ruling. GENIUS Act signed July 2025 bringing payment stablecoins under BSA. FinCEN-OFAC joint PPSI proposed rule April 2026. CARF data collection live January 2026. MiCA full enforcement July 1, 2026.

Submit a VASP, wallet, transaction, or digital asset scenario for assessment.
Today at 09:00
Standard
Complex
High risk

Digital assets program audit

16 questions

← Compliance suite
Compliance Program Audit
Select an agent to begin
Select agent
KYC 10 questions
Identity verification, document risk, PEP screening
AML 16 questions
Transaction monitoring, typology analysis, SAR obligations
Sanctions 16 questions
OFAC, UN, EU, HMT list screening and name matching
KYB 16 questions
Entity due diligence, UBO mapping, shell company risk
Fraud 16 questions
Identity fraud, synthetic identity, application fraud
CTF 16 questions
Counter-terrorist financing, FATF R.5-8, SDGT screening
Reg Reporting 16 questions
SAR, STR, CTR filing obligations and quality controls
📋
Select a compliance domain to begin the audit
Each agent covers 10–10–16 structured questions across thematic sections. Claude assesses each answer against the relevant regulatory benchmark on request.
© 2026 AalRisk LLC. All rights reserved. AalRisk™, AalRisk Monitor™, AalRisk Restructuring™ and ComplyIQ™ are trademarks of AalRisk LLC. Monitoring intelligence only — not investment advice, legal advice, a credit rating, or an appraisal. Contact · Terms · Privacy · Disclaimer